Business Account

Business Account

Hero overlay shape

Say Hello To…Easy, Breezy Business Banking

Enjoy all the perks without the work!

Product Details

  • No minimum balance requirement
  • No monthly service fee
  • No per-check fees
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free VISA® Debit Card

Payment Processing Services through our partner, Newtek Merchant Solutions


Opening Your Account

Business checking accounts can be opened at any Hello Credit Union branch. 

Federal law requires certain personal identification documents to open a financial account. Each person doing business on this account will need a valid photo ID, such as a Florida Driver’s License or state-issued ID.

All business accounts must maintain a separate personal account in good standing. The business needs to be registered with the State of Florida through Sunbiz.org and required Annual Report Filing showing Business is active annually. This is required to open any business account.



As of January 1, 2024
, many companies doing business in the United States must report information about their beneficial owners—the individuals who ultimately own or control the company—to the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN). Additional information is available at fincen.gov/boi. Subscribe to FinCEN Updates for future guidance documents.



Click Here for a printable checklist of important items to open your account.

Visit our Business Center page for information on other business finance solutions to help grow your business.

Complete the form below to get started!



Rates

Type
dividend Rate
Term
APY*
APR*
Min / Max balance
Notes
No items found.

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
12-Month IRA Certificate
Dividend Rate
2.96%
APY*
-
3.00%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.47%
APY*
-
2.50%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.27%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.51%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.76%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.02%
Min/Max Balance
$500.00