Youth Savings

Youth Savings

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Habits start early.

Developing consistent saving habits early can have a significant impact on the financial futures of our youth. Learning to make good financial choices early in life can help individuals develop a comfortable relationship with — and automatic responses to — common banking decisions. We have programs to get young people started at any age.

Open a Youth Savings Account

Youth Savings

Our Youth Savings Account is open to children ranging in age from newborns to 18. Your child will be the primary owner of their savings account and will get practice making deposits and withdrawals. We recommend that caregivers review the account statement with their children each quarter to deepen their understanding of money management.

Rates

Type

dividend Rate

Term

APY*

APR*

Min / Max balance

Notes

Term (Months)

Dividend Rate

0.10%

APY*

APR*

Prime + a Margin of

-

0.10%

Min/Max Balance

Notes

$5.00 Min

IRA Certificate Rates

Account Type

Rate

APY*

Minimum balance

Dividend Rate

2.96%

APY*

-

3.00%

Min/Max Balance

$500.00

Dividend Rate

2.47%

APY*

-

2.50%

Min/Max Balance

$500.00

Dividend Rate

2.25%

APY*

-

2.27%

Min/Max Balance

$500.00

Dividend Rate

1.50%

APY*

-

1.51%

Min/Max Balance

$500.00

Dividend Rate

1.75%

APY*

-

1.76%

Min/Max Balance

$500.00

Dividend Rate

2.00%

APY*

-

2.02%

Min/Max Balance

$500.00

*APY = Annual Percentage Yield. Rates subject to change. Click to view complete listing of rates and effective date.

Helpful Resources

Visa Debit Cards

Loan Rates

Loan Calculators